2 months spent dreaming about the boys growing up there.
2 months spent thinking about the fun parties we'd have in the beautiful back yard.
2 months spent decorating in my head, making plans, and selling our current furniture to buy different stuff.
2 months looking forward to not being renters anymore.
I started getting nervous a couple weeks ago when our lender starting asking more and more questions about our first home, that we lost to a short sale. They wanted statements written, documentation of different events, and more and more paperwork to sign and return. I started wondering why they didn't ask these questions during our pre-approval, instead of now, just weeks before closing.
Turns out my suspicions were right, when Friday afternoon the lender called with a teary voice and told us that our financing was no longer available without coming up with an additional $11,000. She had taken our case to the National Board of Underwriting, and they agreed to let us buy, only if we could provide the additional funds.
You know how this ends, don't you? We obviously don't have an extra $11,000 to put down (on top of what we were already planning on spending), so we are no longer buying this house that we thought was ours for over 2 months.
I cried. I sobbed. I lost my breath crying so hard. Every time I picked up my phone and had to explain the situation to another person, I lived through the emotional roller coaster again. We already had the utilities scheduled to be shut off, had already given our notice at our rental (that is now for sale), and really had the countdown started for how many more days we had to accept those living conditions. Mold and mud on the floor, water that did not run outside, and the list continues. We couldn't wait to move out and have a place to call our own... and suddenly everything we thought was happening had spun out of control.
The next couple days were spent crying some more. Luckily, we were in Iowa at the time, so we spent this time out on the river canoeing which was SO good and healing for me. Tyler continued to hide my phone because all it did was upset me. Disconnecting from reality was helpful.
Sunday morning, Tyler's family all gathered in the living room for live church via the internet, and of course, tears streamed down my face through the majority of it. A sermon on trusting and faith... two things I had nearly lost at this point. Why the Lord allowed us to get SO FAR into this house buying experience (2 weeks from moving), only to learn we won't be able to buy for another 1-2 years is something we may never understand, but faith is believing that The Lord is going to do what he says he's going to do... so obviously my faith is being tested.
At this point, it had been almost 48 hours since we got the news, and I was still so upset. My eyes were bloodshot and nearly swollen shut, and suddenly as Tyler wrapped his big loving arms around me, I really started to question and wonder what the REAL reason I was so upset was. Yeah, it's a house that we loved and dreamed about and called our own, but what was really going on?
Realizing that I was searching for happiness IN a house has been healing for me. Realizing that deep down I am searching for many things... deep friendship, a sense of community, happiness... and temporarily finding it in a house was the real reason for my broken heart. I love to decorate, paint, and the idea of turning this place into our home was so exciting for me. I really had something to look forward to, and this was something that had distracted me from this "searching" that I am doing.
Maybe The Lord was protecting me from the disappointment I would have felt after moving in and still being unhappy deep down. Maybe The Lord is protecting us from a job loss. Maybe He has bigger and better plans for us, which a house could have stopped us from chasing after.
We don't know the reason. There's a possibility that we won't ever know the reason. But Faith? It's believing that The Lord is going to do what he says he's going to do.
He has promised to supply every need we have. (Philippians 4:19)
He has also promised that all things work together for good to those who love and serve Him faithfully. (Romans 8:28)
So, we wait. We anticipate the good things The Lord has in store for us. We look forward to Him fulfilling his promises to us.
And I would appreciate your prayers as I search for contentment in HIM and HIM ALONE. And for peace. Staying in our rental has not been easy for me, but I trust there's a reason for it and hope to find peace in this temporary solution.
I know what I’m doing. I have it all planned out—
plans to take care of you, not abandon you,
plans to give you the future you hope for.
Jeremiah 29:11 (MSG)
Megan, I cried through your entire post! I just hate this so much for your sweet family! But your faith amazes me. I know God has big plans for your family. I know it's hard to see now. But He knows your whole story. And it's sure to be a good one :)
ReplyDeleteI want to give you the biggest hug, girl. Such a raw and real and emotional post. I am so, so sorry this is happening but I absolutely believe that this will somehow work out for the best.
ReplyDeleteAmen and Amen!!! So proud of you for your transparency and your strong faith! Thank you for sharing!! So thankful you know who to turn to during trials and thankful that you remain strong in Jesus Christ your Lord!!! I love you!!
ReplyDeleteSending thoughts and prayers for you and your family. Bigger and sweeter things are going to come your way through the grace of God:) ((Hugs))
ReplyDeleteIt's so hard to read this without getting emotional because as you know, we went throughout the same things. The situation was a bit different- my husband is a business owner and the plethora of questions the lenders had and documentation we had to provide on a daily (hourly) basis was astounding. Eventually, we were just denied the loan- despite being pre qualified, having excellent credit and consistent, timely payments on the home we had just sold. They just wanted so much paperwork- stuff that we didn't have everything for. Anyway, we got a new local lender that worked with us- but in that time that we had closed on our old house, we lived with my parents. It was incredibly challenging because we lived day to day not knowing if we'd get the house that we signed a contract on. I could go on and on and on, but I truly, completely believe that God works EVERYTHING for the good to those who believe. I really do. All these hardships? They just give God the opportunity to deliver you through them, so that you can give Him glory.
ReplyDeleteIt's really crazy how much I relate to your story. About a month after we finally moved into our house, we were in Branson on vacation, and on a Sunday morning I was in our cabin getting ready in the bathroom while listening to a sermon on TV. The preacher was talking about the power of God, etc and was giving some prophecy to people who were facing hardships. "Your doctor will tell you... Your cancer cannot be cured!!! Well let me tell you that God is going to heal you and make you whole!!!!" The audience clapped. He went on to say "Someone out there is trying to buy a home... The bank told you NO, but God told you YES!!!!" I broke down in tears big time. I mean, I already knew at us getting our house was a total God thing, but that just... God is so good. He knows what we need. Anyway, Megan, I want you to know that I am praying for you, and I know that there is a house out there that's perfect for you and your family. Keep your head up, friend!
Your faith. Is. Beautiful.
ReplyDeleteI love you so much, and am praying for you in this wilderness of searching. I will always be here for you!
I cried when I read your facebook post the other day saying this had happened. I've even hashed it out thoroughly with my mom (a real estate agent), wondering how often this happens to ppl. Just breaks my heart for you guys. I know God is faithful and I KNOW He is good and has amazing things in store for you. But sometimes I look at a sweet couple like you and Tyler - you have this beautiful marriage, you love God and are just amazing ppl - and I think, why do they have to go through this? They deserve a house, a place to settle and raise their family. It just makes me so sad for you guys, even though I know you have so many blessings right now and so many coming in the future.
ReplyDeletePraying for peace and faith for you, sweet friend.
God Bless you and keep you Megan!
ReplyDeletewww.rsrue.blogspot.com
I am so sorry you had to go through this. This just brought tears to my eyes. Hugs!
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